Our Services
What We Offer
At ConvaLexa, we strive to empower your financial future. We understand that managing finances can be overwhelming and complicated, which is why we strive to make it easier for individuals and businesses alike. Our range of services covers all aspects of banking and financial management, from traditional banking services such as checking and savings accounts, to more specialized services like loans, investments, and insurance.
Our Approach
At CanvaLexa, our approach to providing financial services is centered around the needs and goals of our clients. We understand that each individual has unique financial circumstances and objectives, and our goal is to support them in achieving their financial goals through personalized and comprehensive solutions. We believe that open communication and understanding our clients' financial needs are crucial in developing a tailored plan that meets their specific requirements.
To schedule an appointment today, click "Schedule an Appointment" via our Calendly. Your appointment will confirm via email.
Long-Term Care
With increasing life expectancies, long-term care (LTC) is becoming more essential, especially for women who generally live longer than men. LTC insurance helps cover the costs associated with serious conditions like Alzheimer's, dementia, or difficulties with basic Activities of Daily Living (ADLs) such as bathing or dressing. We provide expert advice on selecting LTC insurance, whether as a separate policy or as an addition to certain life insurance plans, to ensure you or your loved ones are well-supported.
Estate Planning
Everyone possesses an estate, encompassing their home, bank accounts, personal belongings, retirement funds, business interests, and more. Estate planning involves drafting a Will, establishing a Trust, designating beneficiaries and executors, appointing a legal guardian, and more. These preparations help prevent a prolonged probate process for your loved ones. We offer essential tools to protect your assets.
Life Insurance
Life insurance offers a range of benefits that often go beyond common perceptions. It not only provides financial protection but can also serve as a means to generate unexpected wealth. Annuities, when used appropriately, can be a powerful financial tool and offer a different approach compared to life insurance. While life insurance is designed to protect against the risk of premature death, annuities provide security against the risk of outliving your assets. To address both needs, clients should work with an agent who is licensed in life insurance and securities for proper annuity underwriting. Our expertise includes Indexed Universal Life (IUL), Term insurance, annuities, and more. As licensed professionals, we deliver customized solutions to effectively meet our clients' needs.
Maximizing Your 401(k), IRA, Roth IRA, and SEP IRA
We specialize in optimizing your retirement accounts, including 401(k), IRA, Roth IRA, and SEP IRA. Our services involve strategically enhancing your contributions and tailoring your investment approaches to maximize growth and tax benefits. By analyzing your financial goals and current portfolio, we provide personalized recommendations to ensure you make the most of your retirement savings opportunities.
Tax-Advantaged Retirement Planning
Retirement plans generally fall into two primary types: defined-benefit plans, such as pensions, which are provided by employers and guarantee fixed payouts, and defined-contribution plans, like 401(k)s or 403(b)s, which are tax-deferred and involve contributions from employees, often matched by employers, that build up over time. Additionally, many retirement plans offer options for rolling over funds between different types. We help our clients choose and implement the most suitable retirement strategy to ensure they achieve optimal benefits.
College Funding Solutions
For long-term college savings, an Indexed Universal Life (IUL) policy can be highly beneficial. This approach allows the cash value to grow over time, with withdrawals only made when funds are needed for educational expenses. Unlike 529 plans, IUL policies offer greater flexibility and fewer restrictions. We provide access to a variety of top-tier IUL options, ensuring our clients can find the best solution for their college funding needs.